Mistake #1 — Pricing Your Property Too High

Every seller obviously wants to get the most money for his or her product. Ironically, the best way to do this is NOT to list your product at an excessively high price! A high listing price will cause some prospective buyers to lose interest before even seeing your property. Also, it may lead other buyers to expect more than what you have to offer. As a result, overpriced properties tend to take an unusually long time to sell, and they end up being sold at a lower price.

Mistake #2 — Mistaking Re-finance Appraisals for the Market Value

Unfortunately, a re-finance appraisal may have been stated at an untruthfully high price. Often, lenders estimate the value of your property to be higher than it actually is in order to encourage re-financing. The market value of your home could actually be lower. Your best bet is to ask your Realtor for the most recent information regarding property sales in your community. This will give you an up-to-date and factually accurate estimate of your property value.

Mistake #3 — Forgetting to “Showcase Your Home”

In spite of how frequently this mistake is addressed and how simple it is to avoid, its prevalence is still widespread. When attempting to sell your home to prospective buyers, do not forget to make your home look as pleasant as possible. Make necessary repairs. Clean. Make sure everything functions and looks presentable. A poorly kept home in need of repairs will surely lower the selling price of your property and will even turn away some buyers.

Mistake #4 — Trying to “Hard Sell” While Showing

Buying a house is always an emotional and difficult decision. As a result, you should try to allow prospective buyers to comfortably examine your property. Don’t try haggling or forcefully selling. Instead, be friendly and hospitable. A good idea would be to point out any subtle amenities and be receptive to questions.

Mistake #5 — Trying to Sell to “Looky-Loos”

A prospective buyer who shows interest because of a “for sale” sign he saw may not really be interested in your property. Often buyers who do not come through a Realtor are a good 6-9 months away from buying, and they are more interested in seeing what is out there than in actually making a purchase. They may still have to sell their house, or may not be able to afford a house yet. They may still even be unsure as to whether or not they want to relocate.

Your Realtor should be able to distinguish realistic potential buyers from mere lookers. Realtors should usually find out a prospective buyer’s savings, credit rating, and purchasing power in general. If your Realtor fails to find out this pertinent information, you should do some investigating and questioning on your own. This will help you avoid wasting valuable time marketing towards the wrong people. If you have to do this work yourself, consider finding a new Realtor.

Mistake #6 — Not Knowing Your Rights & Responsibilities

It is extremely important that you are well-informed of the details in your real estate contract. Real estate contracts are legally binding documents, and they can often be complex and confusing. Not being aware of the terms in your contract could cost you thousands for repairs and inspections. Know what you are responsible for before signing the contract. Can the property be sold “as is”? How will deed restrictions and local zoning laws will affect your transaction? Not knowing the answers to these kind of questions could end up costing you a considerable amount of money.

Mistake #7 — Limiting the Marketing and Advertising of the Property

Your Realtor should employ a wide variety of marketing techniques. Your Realtor should also be committed to selling your property; he or she should be available for every phone call from a prospective buyer. Most calls are received, and open houses are scheduled, during business hours, so make sure that your Realtor is working on selling your home during these hours. Chances are that you have a job, too, so you may not be able to get in touch with many potential buyers.

7 Mistakes Home Sellers Make When Selling Their Homes! is a post from: Queens Real Estate - Queens Homes For Sale

 Know The Facts Before You Buy!

Buying a home can be a “hair-raising” experience.  It can be a roller coaster of emotions… finding the right place… securing the loan… moving in.  And if you’re like most of us, your home will be your largest investment.  The emotions over such a large and personal purchase can often cloud good business judgment.

Many home buyers do very little research before “diving in” and investing their hard-earned money.  Before doing that, doesn’t it make sense to be as informed as possible? This is why we have created these powerful home buyer reports.

                                              Each report contains critical information you must know before making a commitment to buy a home.  If you follow these 10 suggestions, with the help of the right real estate professional, you’ll make a good sound business decision that you’ll be happy and proud of for years to come. Each report contains critical information you must know before making a commitment to buy a home.

Topics include:

• How to get detailed information on any home for sale in your city.
• Top 5 home deals in your city.
• 6 costly mistakes home buyers can avoid.
• And more!

                                              Simply visit http://www.realtyreports.biz/2004/hb and complete the form below and you will gain immediate access to this powerful information.

                                             My hope with this report has been to educate you and help you avoid the pitfalls many home buyers go through.  I hope you findd the ideas valuable and if there is ever any way I can be of service to you or anyone you care about, please contact my office.  Your initial consultation is always completely free of charge and you’re under no obligation of any kind.  We’ll sit down for 15-20 minutes… no high-pressure, just plain, honest talk about what it’s going to take to achieve your personal goals.  Go ahead, pick up the phone and give me a call.  I’d love to hear from you!

How to Buy a Home the Easy Way! Avoid 6 Common Potentially Devastating Mistakes Home Buyers Make is a post from: Queens Real Estate - Queens Homes For Sale

Avoid 12 Common Mistakes Made by Novice Investors and Guaranteed High Rates of Return!

 6.    Failing to Have Adequate Insurance- Investment property brings liability.  Tenants, cars, parking lots, property liability – the list is quite extensive.  Adequate insurance coverage is an absolute must!  Be sure to consult with an insurance professional and protect your hard earned assets.

7.     Inspect, Approve, and Confirm All Documents- The list of documents that need to be proofed can be overwhelming to the first time investor.  Building permits, zoning laws, rental and lease applications, health licenses, laundry leases, underlying loan documents, by-laws, title policies, mineral leases, inspection reports, purchase contracts, insurance.. don’t attempt to do it alone.  The right professional can remove most of the stress and bring the transaction to a conclusion smoothly.

8.    Get a Bill of Sale For All Property Involved- Many types of personal property (appliances, furniture, fixtures, etc.) can be involved in an investment sale.  Be very detailed… know who owns what!

9.    Charge Fair Rents- Vacancies, turnovers and lease terminators are your biggest expense.  Charge fair rents, treat your tenants with respect and respond as quickly as possible to their needs.  It’s a lot less costly in the long run to take care of the little problems before they become big problems.  Vacant property is your Achilles heel.

10.  Select Qualified, Good Tenants From the Start- Take the time to check references.  Previous landlords, employers, financial references, credit, judgments are all vitally important.  If there are any questions, investigate fully.  Drive by their previous residence.  A little work up-front can save tremendous problems later on down the line.

11.  Make Sure You get Estoppel Letters- Get letters from tenants confirming the status of tenancy.  Make sure their version of the rental or lease agreement corresponds with the seller’s interpretation.

12.  Don’t Spend Positive Cash Flow- Most of successful investors have free and clear properties.  Be sure to re-invest your cash flow back into the property payment and speed up the amortization schedule.  This decreases your debt load and increases your equity… which builds your net worth.

Investment property can be one of the most rewarding aspects of your financial portfolio.  Be certain to have all your “ducks in a row” before you invest.  Do your homework!  Consult with a professional real estate agent and relieve yourself of the hidden troubles that can plague first time investors.

I hope this brief report has been of value to you.  It is my ultimate desire to help you achieve your real estate investment goals and provide you with the most professional, efficient and effective service possible!  If you have any questions or there is any way I can help, please give me a call.

  HOW TO FIND FORECLOSURE HOMES!

Yours Free… Just For The Asking!

You already know the deals you can get your hands on by finding and buying foreclosed homes. But here’s the problem…Where do you find the best deals before another buyer beats you to the punch? Thanks to this free report you no longer need to lose out on the best deals in town.

 Simply visit http://www.howtoinfo.biz/2004/9# and  complete this form and I will make sure you are up-to-date on the most recent foreclosed homes hitting the market today!

How to Eliminate Risk in Real Estate Investment! is a post from: Queens Real Estate - Queens Homes For Sale

How Is The Real Estate Market in My Area?

With an influx of cheap and easy mortgage money between 2003 – 2007, to a tightening of the credit markets and lending guidelines from 2007 to present, home values have certainly experienced some movement over the past Five years.

You’ve probably come across dozens of real estate market statistics and facts from the media. If you’re trying to figure out if its a good or bad time to buy or sell then the numbers reported by the media do not benefit you.

This is the case because the numbers reported by the media are usually in the context of the National Market and Trends related to it. And what you must understand is that although it is good to have an idea about National Trends, the key factor for determining your market place are Local Statistics and Trends.

For this reason we provide you a complete a free 10 page marketing report for any of the areas below. With each report you will learn all the local market details of your desired area. Also, clicking on any section below will provide you with a 90 day snapshot of the latest activity going on in the market immediately.

All Real Estate is Local

We hear about trends in the real estate market on the news and the radio, television, newspapers, blog and internet sites. Everyone has an opinion about whether home prices are going up or down, but how do we really know? You might be surprised at the data for a particular area. Some parts of the County always do better than others, despite a general trend.

Take a look. What to Expect in 2012 Real Estate

2011 held much uncertainty in the world of real estate, and 2012 promises more of the same. Various housing markets are showing signs of improvement, while others–well, not so much. It’s good to remember that all the facts and figures brandished so freely are very generalized.

 We might as well try to predict tomorrow’s weather by averaging the national temperatures. (OK, that might actually work in some places, but you get the idea.) We’ll have to see what opportunities arrive in 2012, but whether you are a potential buyer or seller, there definitely are some good options to consider.

 Even if home values fall in the future, increased interest rates could mean that home purchase will cost more each month–as well as in the long run. Before you make any real estate decisions, consult with a knowledgeable real estate professional, and you’ll find all the information you need to make the right choice for your 2012.

How Is The Real Estate Market? is a post from: Queens Real Estate - Queens Homes For Sale

To sell your home for the highest possible price, you need to avoid common mistakes! Small mistakes can cost you hundreds, even thousands of dollars. Avoiding these mistakes is easy. Just follow the simple guidelines in this report and you should be able to get the maximum return on your investment.

1. Distress Selling: At times, selling quickly is unavoidable. That’s when knowing the right techniques to sell your home, without looking desperate and making yourself a target for low bidders, really pays off. Know all there is to know about your market before listing and work hand-in-hand with the right real estate professional. Ensure you are not settling for the first offer through the door.

The right Agent can save you hundreds even thousands of dollars.

2. Best Home in the Neighborhood: Your home is one of your most personal possessions. Don’t be blind to flaws and needed cosmetic improvements. This will cause overvaluing of the home, hurting its chances to be sold. Listing with the right agent gives you a well-informed third eye that will help you price your home at a fair market price.

3. Limited Home Viewing: Buyers want to view a home on their own time schedule. Unfortunately their time schedule does not always coincide with your time schedule. Leave a lockbox or key with your agent so your home can be shown when you are not around. You never know if the one who got away was your next home buyer.

4. Restrain Emotional Decisions: Don’t allow a few hundred dollars, which would mean very little to you in the long run, ruin a sale. Take a look at the big picture and react rationally. Use sound business judgment!

5. Make Cosmetic Improvements: Prospects make up their minds within the first few minutes. First impressions can make all the difference in selling your home. Spending $1,200 on new carpet might add another $4,000 to the price of your home. Get an objective point of view from your real estate professional. They can provide you with a list of items that will maximize the profitability of your home sale.

6. Disclose Property Flaws: Property disclosure laws require sellers to list any flaws required by your state. If you are unaware of flaws or worse, attempt to cover them up, you risk losing the sale and finding yourself in court. Get professional assistance from your agent, who can introduce you to qualified inspectors and ensure the smooth sale of your home.

7. For Sale By Owner: Most homeowners who decide to sell their own home, do so because they believe they can save the commission paid to the real estate agent. Everything has a price, and selling a home carries a high one. The amount of time and effort required to sell a home often surprises the For Sale By Owner. Furthermore, many costly mistakes can be avoided with the right guidance.

8. Refusing to Trust Your Agent: Would you tell a physician that you’ve decided to run your own tests and come to your own diagnosis? By choosing the right Realtors, you can relax and trust their judgment. The right agent is a valuable team member, who will protect your best interests and make your sale as profitable as possible.

9. Know Your Market: Most homes that do not sell in their first listing period are priced too high. Consequently, most homes that sell quickly are priced too low and cheat the homeowner out of profits. You need to understand your market and evaluate the value of your home based on fact, not gut instinct or conventional wisdom. A professional agent will know and understand your market.

Know The Facts Before You Sell!

Selling a home is not a matter to be taken lightly. This is why we have created these powerful home seller reports. Each report contains critical information you must know before making a commitment to sell your home.

Topics include:

• How to determine the current market value of your home.
• 7 mistakes to avoid when selling your home.
• 21 home selling tips.
• And more!

Simply visit  http://www.realtyreports.biz/2004/hs and  complete the form  and you will gain immediate access to this powerful information.

How to Sell Your Home at the Highest Possible Price! is a post from: Queens Real Estate - Queens Homes For Sale

“If You’re Going To Be Selling Your House In The Next 6 – 12 Months, What You Do Right Now Could Mean A Difference Of Thousands Of Dollars — Especially If You’re Going To Be Buying Another Home…”

Even though your house isn’t on the market yet, the buyer for your house is already starting to read the real estate magazines — just like you are right now.

“Most owners think that their homes will sell quickly. Everyone thinks that their home is special and will bring a good price. In fact a lot of all new listings that go on the market eventually expire with the home still unsold.”

If you are going to be selling your house in the next six months, there are some things you can be doing now that will help  you get top dollar for your home when you do sell  it.

You may be looking at this publication right now looking for the next home you are going to buy — even though you haven’t sold the house you are in now. If that’s the case it’s especially important for you to plan your move properly. A special report has just been released which shows you step by step what you need to do to get ready to sell your house for top dollar quickly.

Here’s some of what you’ll learn:

***Find out how much your house is worth–or free over the phone…

***How to find out what houses in any neighborhood are really selling for — and how long  it takes…

***Why most real estate advertising will never sell your house–and what to do about it…

Where to get a general home value idea…

You can visit a site like Zillow in which you can get an approximate idea of what your home is worth based off of what the surrounding homes in your community have sold for. You can also see the latest homes that are currently for sale in your specific community.

Why isn’t this enough?

In today’s market there are dozens of other factors that affect both what your home will sell for today and how long it will take.

• Have you done any upgrades?
• Is your home in better condition than those around you?
• Are your mortgage balances close to the value of your home?
• How long will it take to sell your home based on competing properties

  With this information you’ll know what you can expect to receive when selling your home in today’s market. Yours Free… ‘Over-The-Net’ Home Evaluation!

  To receive your free CMA report simply visit http://www.RealtyReports.Biz/2004/Cma and complete the form below. We will then prepare the report and mail or email it back to you within 24 hours.

•  

  Home Value Report Request

  To receive a free market analysis estimating your home's value, just fill in the form below. I will analyze the data you provide and get back to you with comparable sale information for your neighborhood and a range of approximate values for your home. If you need a more precise valuation estimate, I will arrange to tour the property with you. All information you provide will be kept strictly confidential.

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What is My Home Worth? is a post from: Queens Real Estate - Queens Homes For Sale

There are several different types of listing contracts, but very few of them are used. The “Exclusive Right to Sell” is the most common, but there is the “open listing,” the “exclusive agency listing,” and the “one-time show.”

Open Listing

The “open listing” is mostly used by people trying to sell their home by owner who are also willing to work with real estate agents. Basically, it gives a real estate agent the right to bring buyers around to view your home. If their client buys your home, the agent earns a commission. There is nothing exclusive about an open listing and a home seller can give out such listings to every agent who comes around.

For that reason, no agent is going to market your home or put it in the Multiple Listing Service. If your home fits the criteria for one of their clients, and it is convenient, they may be willing to show it to their client. That is all an “open listing” is good for.

One-Time Show

A “one-time show” is similar to an open listing in many respects, as it is most often used by real estate agents who are showing a FSBO (for sale by owner) to one of their clients. The home seller signs the agreement, which identifies the potential buyer and guarantees the agent a commission should that buyer purchase the home. This prevents the buyer and seller from negotiating directly later and trying to avoid paying the agent’s commission.

As with an open listing, agents will not be spending money on marketing your home and it will not be placed in the Multiple Listing System.

Exclusive Agency Listing

An “exclusive agency” listing allows an agent to list and market your home, guaranteeing them a commission if the house sells through any real estate agent or company. It also allows sellers to seek out buyers on their own.

This is not a popular type of listing agreement. The reason is that there is not much incentive for agents to spend money marketing your home. If you come up with your own buyer, they have spent money they cannot earn back through the real estate commission. Plus, it is too easy for a greedy buyer to go around the agent and negotiate directly with the seller.

If you find an agent willing to accept such a listing, do not expect too much from them. They will probably just place it in the Multiple Listing Service and sit around to see if something happens. A good agent would never accept such a listing, and you probably want a good agent.

Exclusive Right To Sell

Giving a real estate agent the “exclusive right to sell” your property does not mean that there will not be other agents involved. Your agent is the listing agent and part of his or her job is to market your home to other agents who work with buyers. Those agents will show your home to their clients. Regardless of who sells the home, even if you sell it yourself to a friend at work, your listing agent will earn a commission.

An exclusive right to sell is the only type of listing an effective real estate agent will accept. This is because they have a reasonable expectation of earning back any money they spend on promoting and marketing your property.

How To Hire a Realtor 50% OFF of Going Commission Rate?

Yours Free – Just For The Asking! Yes you can save money off the commission you pay a real estate company.

 This free report will outline to you the marketing strategy called ‘Exclusive Listing’. By choosing this selling strategy you will save yourself thousands of dollars.

 Simply visit  http://www.howtoinfo.biz/2004/3  and  complete the form and you will have the free money saving report ASAP.

Types of Listing Contracts! is a post from: Queens Real Estate - Queens Homes For Sale

Is there are any Good Deals out in the market? Everyone want’s a great deal right? Our team searches far and wide in Queens and Nassau County areas of the New York real estate market to find the “best deal” out there.We will post what we feel is the good deal in our marketplace each weeks.

This week we have chosen this single family renovated three bedroom home in the Jackson Heights area of Queens. This is a banked owned foreclosure and listed at the 10% below fair market.This is sure to be gone very soon.

Call us for more details at (917)545.9797

Top 5 Home Deals In Town!

This powerful free report outlining the Top 5 Home Deals in town could potentially save you thousands of dollars.

Today’s market offers many incredible home deals and bargains. But most are snatched up within hours of coming onto the market. Thanks to this free report you no longer need to miss out on these deals. You will know of these bargains as soon as they hit the market!

Simply visit http://www.realtyreports.biz/2004/hd  and complete the form  and I’ll prepare a report outlining homes best matching your needs and budget.

Good Deals! is a post from: Queens Real Estate - Queens Homes For Sale

Traditional Fixed Rate Mortgage? Graduated-Payment Mortgage? Adjustable Rate Mortgage? FHA Mortgage? Two-Step Mortgage?

You are wondering which kind of mortgage is best. The answer: There is no one correct answer. Deciding which type of mortgage will best fulfill your needs can be difficult. There are so many types of loans and different term lengths. Your choice is extremely important and can take some time and effort to research.

While often neglected by home buyers, a little research before choosing your mortgage can save you thousands of dollars in the long run.

• Mortgage that best fits your needs

There are several elements of a loan that should be analyzed. While one of these elements may suggest one type of loan, another may call for a different type. You must weigh each ingredient separately and collectively. You will find that your answers to the questions below will ultimately determine the type of mortgage that best fits your needs.

• How long do you plan to stay in this home?

Five years? Ten years? Thirty years? The length of time you will be in the home will certainly play a part in determining which loan to apply for. If you only plan to be in the home for 5–7 years or less, you should seriously consider an adjustable rate loan. If you intend on staying 20–30 years, a fixed rate mortgage may be right for you.

• How much risk are you willing to accept?

If you are the type of buyer that needs to know exactly what you will be paying each month for the term of the mortgage, a fixed rate mortgage will fulfill this need. The fixed rate loan, however, will also net a higher interest rate. If you are willing to take some risk of fluctuations in the interest rate, you may be able to receive a lower interest rate.

• What are your income expectations?

Plan for the future. Do you anticipate a gradual or dramatic increase in your income in the next few years? If you expect a big increase, a graduated payment mortgage may be best for you.

• How much cash do you have available for upfront costs?

If you have the resources, you may want to make a larger down payment to lower your monthly payment. By keeping a higher monthly payment however, you might be able to shorten the term of the loan to a 15-year loan in order to pay it off quicker.

Keep in mind that you’ll have closing costs and fees to pay in addition to your down payment. If you don’t have much cash saved for your upfront costs, don’t despair. You may be need to accept a higher monthly payment or even lower your monthly obligation by choosing an adjustable rate mortgage.

In addition to choosing a type of loan, you must also consider which lender to use. Once again, several factors will influence your decision.

• Annual Percentage Rate (APR)

This is most likely the best way to make an “apples-to-apples” comparison of lenders. The APR reflects the cost of credit on a yearly rate and includes any points and fees in addition to the interest rate.

• Interest Rate

Find out the rate the lender will commit and how long the lender will guarantee it. Get any commitments in writing. As with any transaction, if it isn’t in writing it doesn’t exist.

• Points and fees

These factors will vary greatly. Look out for hidden fees. Make sure the lenders disclose all fees; ask what they charge and what is included and what is not.

• Loan Approval

Both approval and funding time should be considered. You don’t want to lose a prospective home because your lender takes weeks to fund your loan. A lender should be able to fund the loan within ten days.

• Lender Reputation

Don’t rely on solely someone else’s recommendation. You, not your friend, must feel comfortable with your lender. If you do feel good about your lender and trust him , it will be much easier to trust his advice on what kind of mortgage will best suit your needs.

Know The Facts Before You Buy!

Buying a home is not a matter to be taken lightly. This is why we have created these powerful home buyer reports. Each report contains critical information you must know before making a commitment to buy a home.

Topics include:

• How to get detailed information on any home for sale in your city.
• Top 5 home deals in your city.
• 6 costly mistakes home buyers can avoid.
• And more!

Simply visit http://www.realtyreports.biz/2004/hb  and complete the form and you will gain immediate access to this powerful information.

What’s The Best Mortgage For You! is a post from: Queens Real Estate - Queens Homes For Sale

It’s 2012.  You can find nearly anything and anyone on the Internet. Do you really still need a to put an agent in the middle of your real estate transaction? What’s to stop you from finding a home online, going straight to the source, and saving yourself a few percent on the commission?

Sell Your Home With or Without an Agent!

Nothing at all.  But before you decide to sell your Queens home without an agent , take this to heart: You’ll probably lose money on the deal.  A lot of it. We’ll repeat that for emphasis. Even if you save on commission, you’ll probably lose money in the end. Why?  For the same reason you don’t represent yourself in court, or fix your own transmission.  You’re not an expert.

There’s nothing shameful about that.  No one can be an expert in everything. You should certainly educate yourself as much as possible about your market (it’s your house, after all), but you don’t spend all day, every day working in the field.  You may have researched comparable homes in your area, but you don’t know what other buyers and sellers are thinking.  You don’t know what’s hot, what’s not, and what other opportunities might be steering prices up or down.

A real estate agent is a negotiator who knows the ins and outs of your Queens Housing market.  Agent knows what buttons to push, how to remain objective, and when to move on.  She’s also done this dozens of times before, and can guide you through legal and regulatory issues that could cost you tens of thousands of dollars.  If you’re dealing with a short sale, a foreclosure, a rental unit, or any other property with special guidelines attached, this guidance is critical.

You can certainly  sell your own home, but doing so will cost you time, money, and frustration you could save by handing the job to a pro–letting you focus on finding the perfect home. 

Going it Alone: Do You Need an Agent? is a post from: Queens Real Estate - Queens Homes For Sale